Michigan
How to Obtain an Michigan Insurance Producer License
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Cost to get your license
Exam $41.00
Study Course $0.00 (Cost $200.00 FFL pays)
State License $10.00
Background Check $0.00
Total = $51.00
Step 1 Complete the pre-licensing course (study for the exam)
Michigan is one of the few states that you will start by studying first and must get a Certificate of Completion.
How to get certificate of completion
• Completion of the course including the final exam.
• Download and Print the certificate through the “Transcript” tile on the user dashboard.
• Course completion rosters will be reported to the Department of Insurance within two (2) business days.
• Education providers are required to collect and report the last four of the SSN.
• Certificates are valid for 12 months.
If you didn't pass on the first try do not give up.
Xcel Solutions has a Mentorship Team that will help you for your second try.
FACT: Nine out of ten times
a student fails, it’s due to not
accessing PREP REVIEW
or EXAM Simulator.
Step 2 Schedule the State examination
Michigan uses an outside company to complete the test. The company is called PSI ($41.00)
Exam Names
Life| Producer's Life
Life &Health | Producer's Life, Accident, Health and HMO
Choose the Life and Health exam
Quick Tips For Booking your Test
When it asks
What is the four (4) digit number of the school you attended for Pre-Licensing Education?1372, XCEL Solutions
When it asks
What is the four (4) digit number of the school you attended for Pre-Licensing Education?1372, XCEL Solutions
Step 3 Apply for State License
Select Organization: Choose
MI Insurance
Select Test: Choose
MI Life, Accident And Health Producer
When it Ask for School/Provider: Choose
391482 XCEL Solutions LLC.
Limitation on repeat examination
There are no limits on exam retakes.
How to Reschedule
To change or cancel your testing appointment, you must call (800) 868-6113 at least 48 hours in advance or forfeit the examination fee.
Step 4 Double check with the department of insurance
After Everything is submitted
Once you turn everything in and complete wait 2 business days and call the state Department of insurance and confirm they have everything. The average time to receive your license is 5-15 Business Days.
Department of Insurance Contact info
Name: Michigan Department of Insurance and Financial Services
Phone: 877-999-6442
Website: https://www.michigan.gov/difs
Address: PO Box 30220
Lansing, MI 48909-7720
What to Do after you get your License
